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Life happens! The Bank understands that unexpected overdrafts occur from time to time - Overdraft Coverage can help.
The choice is yours. Consider these ways to cover overdrafts:
Overdraft Protection services apply to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at The Bank. Funds are swept in $100 increments. See a customer service representative today to get setup.
Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Even if you have overdraft protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Please review the "What Else You Should Know" section included with this letter for other important information.
If you would like to select Extended Coverage for future transactions:
*If you choose Extended Coverage on your consumer account, ATM withdrawals and everyday debit card transactions will be included with the transactions listed under Standard Coverage. If you already have Extended Overdraft Privilege coverage, it is not necessary to request it again. Business accounts automatically have Extended Coverage.
You can discontinue the Overdraft Privilege in its entirety by contacting us at (337) 824-0033 or sending us an e-mail at email@example.com.
If you have any questions about Overdraft Protection or Overdraft Privilege, please call us at (337) 824-0033 or visit a branch.